When you have been injured in an accident, it is crucial to consult with a personal injury attorney before speaking with insurance companies. Insurance adjusters are trained professionals who work for the insurance company and their goal is to minimize the payment they make on your claim. Personal injury attorneys are well versed in dealing with these situations and can provide valuable advice on what not to say to insurers.
Firstly, avoid admitting fault or apologizing for the accident. While this may seem like a polite thing to do, it could be used against you later on as an admission of liability. Even if you believe that you were partly responsible for the accident, there may be factors that you’re unaware of which could shift some or all of the blame away from you.
Secondly, refrain from providing detailed information about your injuries immediately after the accident. Injuries often take time to fully manifest themselves and initial impressions might not accurately reflect the severity or extent of your injuries. If asked about your condition by an insurer, it’s best to simply state that you’re in the process of getting medical treatment and will provide full details at a later date.
Thirdly, don’t speculate or guess about anything related to the accident when talking with insurers. Stick strictly to facts that you know for sure without adding any assumptions or conjecture. Any inaccuracies can potentially be used against you during settlement negotiations or at trial.
Also avoid making offhand comments about feeling fine or being okay right after an accident as these remarks can also be misconstrued as evidence that your injuries aren’t serious enough for compensation claims.
Finally, never accept any settlement offers without consulting your attorney first. Insurance companies often try offering quick settlements before victims realize how much their claims are truly worth. These offers usually fall far short of covering all current and future expenses related to injuries sustained from accidents.
Insurance adjusters might seem friendly but remember they’re not on your side; their primary objective is to save their company money. Therefore, it’s essential that you consult with a personal injury attorney who can help guide you through the process and protect your rights. They will advise you on what to say and what not to say, ensuring that you don’t inadvertently harm your claim.
In conclusion, while it is necessary to cooperate with insurance companies following an accident, it’s equally important to be mindful of what you share with them. Personal injury attorneys are there to assist in navigating these tricky waters and securing the compensation that rightfully belongs to accident victims.
Munley Law Personal Injury Attorneys
609 Hamilton St, Allentown, PA 18101
16108577424